/* 올바른비상금 — deep teal & white */
:root{--ink:#14262B;--txt:#33454A;--mute:#6C7F84;--line:#DCE8E8;--soft:#EEF6F5;--paper:#F7FBFA;--wh:#fff;--pri:#0E7C7B;--pri2:#0A5E5D;--acc:#F2A541;--tint:#E3F3F1;--r:18px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--txt);font-family:"Pretendard","Noto Sans KR",-apple-system,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;font-size:16.5px;line-height:1.85;word-break:keep-all;overflow-wrap:anywhere}
img{max-width:100%;height:auto;display:block}
a{color:var(--pri)}
h1,h2,h3,h4{color:var(--ink);line-height:1.35;letter-spacing:-.5px}
.ob-wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.ob-skip{position:absolute;left:-999px}.ob-skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.ob-ph{color:var(--mute);font-style:normal}
/* header */
.ob-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.ob-head__in{display:flex;align-items:center;gap:22px;height:66px}
.ob-logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:20px;color:var(--ink);text-decoration:none;flex-shrink:0}
.ob-logo i{width:30px;height:30px;border-radius:9px;background:var(--pri);display:grid;place-items:center;color:#fff;font-style:normal;font-size:15px}
.ob-gnb{display:flex;gap:4px;margin-left:auto;overflow-x:auto;scrollbar-width:none}
.ob-gnb::-webkit-scrollbar{display:none}
.ob-gnb a{white-space:nowrap;text-decoration:none;color:var(--txt);font-size:15px;font-weight:600;padding:8px 12px;border-radius:10px}
.ob-gnb a:hover,.ob-gnb a[aria-current]{background:var(--tint);color:var(--pri2)}
/* hero (가운데 정렬) */
.ob-hero{position:relative;text-align:center;padding:76px 0 64px;background:linear-gradient(180deg,#F1FAF8 0%,#fff 100%);overflow:hidden}
.ob-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 300px at 85% 10%,rgba(14,124,123,.12),transparent 70%),radial-gradient(500px 260px at 10% 90%,rgba(242,165,65,.12),transparent 70%)}
.ob-hero>*{position:relative}
.ob-pill{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:13px;font-weight:600;color:var(--pri2);box-shadow:0 2px 10px rgba(20,38,43,.05)}
.ob-hero h1{font-size:42px;margin:18px auto 14px;max-width:820px}
.ob-hero h1 em{font-style:normal;color:var(--pri)}
.ob-hero p{max-width:640px;margin:0 auto 28px;color:var(--mute)}
.ob-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.ob-btn{display:inline-flex;align-items:center;gap:8px;min-width:200px;justify-content:center;font:inherit;font-weight:700;font-size:16px;padding:15px 26px;border-radius:14px;border:0;cursor:pointer;text-decoration:none;transition:transform .15s}
.ob-btn:hover{transform:translateY(-2px)}
.ob-btn--pri{background:var(--pri);color:#fff;box-shadow:0 8px 20px rgba(14,124,123,.28)}
.ob-btn--acc{background:var(--acc);color:#2b1d05;box-shadow:0 8px 20px rgba(242,165,65,.3)}
/* 숫자 띠 */
.ob-stats{background:var(--pri);color:#fff}
.ob-stats ul{list-style:none;margin:0;padding:26px 0;display:grid;grid-template-columns:repeat(4,1fr)}
.ob-stats li{text-align:center;border-left:1px solid rgba(255,255,255,.22)}
.ob-stats li:first-child{border-left:0}
.ob-stats strong{display:block;font-size:30px;font-weight:800;letter-spacing:-.5px}
.ob-stats small{opacity:.85}
/* section */
.ob-sec{padding:72px 0}
.ob-sec--tint{background:#fff}
.ob-title{text-align:center;margin-bottom:36px}
.ob-title h2{font-size:30px;margin:0 0 8px}
.ob-title p{margin:0;color:var(--mute)}
.ob-title::after{content:"";display:block;width:42px;height:3px;border-radius:3px;background:var(--pri);margin:16px auto 0}
/* 흐름 도표 (HTML) */
.ob-flow{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:grid;grid-template-columns:150px 1fr 150px;gap:16px;align-items:stretch;box-shadow:0 10px 30px rgba(20,38,43,.06)}
.ob-flow__side{border-radius:14px;padding:16px;background:var(--soft);font-size:14px}
.ob-flow__side--warn{background:#FFF5E6}
.ob-flow__side b{display:block;color:var(--ink);margin-bottom:8px}
.ob-flow__side ul{margin:0;padding-left:18px}
.ob-flow__steps{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;list-style:none;margin:0;padding:0;counter-reset:fs}
.ob-flow__steps li{position:relative;background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:16px 12px;text-align:center;font-size:14px;counter-increment:fs}
.ob-flow__steps li::before{content:counter(fs);display:grid;place-items:center;width:30px;height:30px;margin:0 auto 10px;border-radius:50%;background:var(--pri);color:#fff;font-weight:800}
.ob-flow__steps li:not(:last-child)::after{content:"›";position:absolute;right:-10px;top:40%;color:var(--acc);font-weight:900;font-size:20px}
.ob-flow__steps b{display:block;color:var(--ink);margin-bottom:4px}
.ob-flow__sum{grid-column:1/-1;display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;background:var(--pri2);color:#fff;border-radius:14px;padding:14px 18px;font-weight:700;font-size:14px}
.ob-flow__sum span{background:rgba(255,255,255,.14);padding:6px 12px;border-radius:999px}
.ob-flow__sum i{font-style:normal;opacity:.7}
.ob-cap{text-align:center;color:var(--mute);font-size:13px;margin-top:10px}
/* 2단 본문 + 요약 카드 */
.ob-two{display:grid;grid-template-columns:1fr 320px;gap:36px;align-items:start}
.ob-body h3{font-size:21px;margin:34px 0 10px;padding-left:12px;border-left:4px solid var(--pri)}
.ob-body h3:first-child{margin-top:0}
.ob-body p{margin:0 0 14px}
.ob-side{position:sticky;top:86px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:0 10px 30px rgba(20,38,43,.06)}
.ob-side h4{margin:0 0 12px;font-size:17px}
.ob-side ul{list-style:none;margin:0;padding:0}
.ob-side li{padding:9px 0 9px 24px;border-bottom:1px solid var(--line);position:relative;font-size:14.5px}
.ob-side li::before{content:"✓";position:absolute;left:2px;color:var(--pri);font-weight:800}
.ob-side .ob-btn{width:100%;min-width:0;margin-top:16px;font-size:15px;padding:12px}
/* 핵심 요약 박스 */
.ob-key{background:var(--tint);border-left:4px solid var(--pri);border-radius:0 14px 14px 0;padding:16px 20px;margin:18px 0}
.ob-key b{color:var(--pri2)}
/* VS 카드 */
.ob-vs{display:grid;grid-template-columns:1fr 60px 1fr;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;margin:22px 0}
.ob-vs__card{border-radius:14px;padding:18px 20px;background:var(--paper)}
.ob-vs__card--on{background:linear-gradient(160deg,#E6F5F2,#D2EEEA)}
.ob-vs__card h4{text-align:center;margin:0 0 10px}
.ob-vs__card dl{margin:0}
.ob-vs__card dt{font-weight:700;color:var(--ink);font-size:14px;margin-top:10px}
.ob-vs__card dd{margin:0;padding-bottom:8px;border-bottom:1px solid var(--line);font-size:14px;color:var(--mute)}
.ob-vs__mid{text-align:center;font-weight:900;color:var(--acc);font-size:20px}
/* 가로 이미지 */
.ob-wide{border-radius:var(--r);overflow:hidden;margin:0 0 26px;background:var(--soft)}
.ob-imgph{aspect-ratio:2/1;display:grid;place-items:center;color:var(--mute);font-size:14px;background:repeating-linear-gradient(45deg,#EAF4F2 0 14px,#F3F9F8 14px 28px);border:1px dashed #B8D5D2;border-radius:var(--r)}
.ob-imgph--sq{aspect-ratio:1/1}
/* 아이콘 리스트 6 */
.ob-items{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ob-item{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.ob-item i{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--tint);font-style:normal;font-size:20px;margin-bottom:10px}
.ob-item h3{font-size:17px;margin:0 0 6px;padding:0;border:0}
.ob-item p{margin:0;font-size:14.5px;color:var(--mute)}
/* 표 */
.ob-tbl{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff;margin:16px 0}
.ob-tbl table{width:100%;border-collapse:collapse;font-size:15px}
.ob-tbl th{background:var(--pri);color:#fff;padding:12px;text-align:left;font-weight:700}
.ob-tbl td{padding:12px;border-top:1px solid var(--line)}
.ob-tbl tr:nth-child(even) td{background:var(--paper)}
/* 카드 격자 4 */
.ob-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.ob-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;position:relative;overflow:hidden}
.ob-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--pri)}
.ob-card h3{margin:0 0 8px;font-size:18px}
.ob-card p{margin:0 0 8px;font-size:15px}
.ob-card ul{margin:0;padding-left:18px;font-size:14.5px;color:var(--mute)}
.ob-check{background:#fff;border:1px dashed var(--pri);border-radius:16px;padding:20px 24px;margin-top:20px}
.ob-check h3{margin:0 0 8px;font-size:17px}
.ob-check ul{margin:0;padding-left:0;list-style:none}
.ob-check li::before{content:"☐ ";color:var(--pri)}
/* 단계 */
.ob-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:14px;counter-reset:st}
.ob-steps li{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 16px;counter-increment:st;position:relative}
.ob-steps li::before{content:"STEP " counter(st);display:inline-block;font-size:12px;font-weight:800;letter-spacing:.06em;color:#fff;background:var(--pri);border-radius:999px;padding:3px 10px;margin-bottom:10px}
.ob-steps h3{margin:0 0 6px;font-size:17px}
.ob-steps p{margin:0;font-size:14px;color:var(--mute)}
/* FAQ */
.ob-faq{max-width:860px;margin:0 auto}
.ob-faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:10px}
.ob-faq summary{list-style:none;cursor:pointer;padding:16px 50px 16px 20px;position:relative;font-weight:700;color:var(--ink)}
.ob-faq summary::-webkit-details-marker{display:none}
.ob-faq summary::before{content:"Q";color:var(--pri);margin-right:10px;font-weight:900}
.ob-faq summary::after{content:"+";position:absolute;right:20px;top:12px;font-size:22px;color:var(--pri)}
.ob-faq details[open] summary::after{content:"–"}
.ob-faq details>div{padding:0 20px 16px 44px;color:var(--mute)}
/* 관련 페이지 */
.ob-rel{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.ob-rel a{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;text-decoration:none;color:var(--ink);transition:.15s}
.ob-rel a:hover{border-color:var(--pri);transform:translateY(-2px)}
.ob-rel i{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--tint);font-style:normal;margin-bottom:10px}
.ob-rel b{display:block}
.ob-rel small{color:var(--mute)}
/* 문서 페이지 */
.ob-crumb{font-size:13px;color:var(--mute);padding:18px 0 0}
.ob-crumb a{color:var(--mute);text-decoration:none}
.ob-doc{padding:20px 0 70px}
.ob-doc h1{font-size:34px;margin:10px 0 10px}
.ob-meta{font-size:13px;color:var(--mute);margin-bottom:18px}
.ob-answer{background:var(--pri);color:#fff;border-radius:16px;padding:18px 22px;margin:0 0 22px}
.ob-answer span{display:inline-block;font-size:12px;font-weight:800;background:rgba(255,255,255,.18);border-radius:999px;padding:2px 10px;margin-bottom:6px}
.ob-answer p{margin:0;font-weight:600}
.ob-toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin:0 0 24px}
.ob-toc b{display:block;margin-bottom:6px;color:var(--ink)}
.ob-toc ol{margin:0;padding-left:20px}
.ob-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ob-post{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;text-decoration:none;color:var(--txt)}
.ob-post div{padding:16px}
.ob-post em{font-style:normal;font-size:12px;font-weight:700;color:var(--pri)}
.ob-post h3{font-size:16px;margin:6px 0}
.ob-chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 20px}
.ob-chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:14px}
.ob-chips li:first-child{background:var(--pri);color:#fff;border-color:var(--pri)}
/* CTA band */
.ob-band{background:linear-gradient(120deg,var(--pri2),var(--pri));color:#fff;border-radius:22px;padding:34px;text-align:center}
.ob-band h2{color:#fff;margin:0 0 8px}
.ob-band p{margin:0 0 18px;opacity:.9}
/* footer */
.ob-foot{background:var(--ink);color:#B7C7CA;padding:46px 0 110px;font-size:14px}
.ob-foot a{color:#DCE8E8;text-decoration:none}
.ob-foot__top{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:18px}
.ob-foot__brand{font-size:20px;font-weight:800;color:#fff}
.ob-foot ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px 16px}
/* 떠 있는 상담 버튼 + 모바일 하단 바 */
.ob-float{position:fixed;right:22px;bottom:26px;z-index:60;width:60px;height:60px;border-radius:50%;border:0;background:var(--pri);color:#fff;font-size:24px;cursor:pointer;box-shadow:0 10px 26px rgba(14,124,123,.4)}
.ob-mbar{display:none}
@media (max-width:960px){
 .ob-two{grid-template-columns:1fr}.ob-side{position:static}
 .ob-flow{grid-template-columns:1fr}.ob-flow__steps{grid-template-columns:repeat(2,1fr)}.ob-flow__steps li::after{display:none}
 .ob-steps{grid-template-columns:repeat(2,1fr)}.ob-rel{grid-template-columns:repeat(2,1fr)}.ob-list{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:640px){
 body{font-size:16px}
 .ob-head__in{height:auto;flex-wrap:wrap;padding:10px 0 0;gap:6px}
 .ob-gnb{order:3;flex-basis:100%;margin:0 -8px}
 .ob-hero{padding:48px 0 40px}.ob-hero h1{font-size:28px}
 .ob-btn{min-width:0;width:100%}
 .ob-stats ul{grid-template-columns:repeat(2,1fr);row-gap:18px}.ob-stats li:nth-child(3){border-left:0}
 .ob-stats strong{font-size:24px}
 .ob-sec{padding:50px 0}.ob-title h2{font-size:24px}
 .ob-items,.ob-grid,.ob-list{grid-template-columns:1fr}
 .ob-vs{grid-template-columns:1fr;gap:8px}.ob-vs__mid{padding:4px 0}
 .ob-steps{grid-template-columns:1fr}
 .ob-doc h1{font-size:26px}
 .ob-float{display:none}
 .ob-mbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -4px 16px rgba(0,0,0,.08)}
 .ob-mbar a,.ob-mbar button{font:inherit;font-weight:700;padding:16px;border:0;text-align:center;text-decoration:none}
 .ob-mbar a{background:var(--pri);color:#fff}.ob-mbar button{background:var(--acc);color:#2b1d05}
}
.ob-answer .ob-ph,.ob-band .ob-ph{color:rgba(255,255,255,.8)}

/* 드롭다운 메뉴 */
.ob-dd{position:relative;display:flex}
.ob-dd>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg);opacity:.55}
.ob-dd__menu{position:absolute;top:100%;left:0;min-width:200px;padding:8px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 34px rgba(10,60,60,.12);display:flex;flex-direction:column;gap:2px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s,transform .2s,visibility .2s;z-index:60}
.ob-dd__menu::before{content:"";position:absolute;left:0;right:0;top:-10px;height:10px}
.ob-dd:hover .ob-dd__menu,.ob-dd:focus-within .ob-dd__menu{opacity:1;visibility:visible;transform:translateY(4px)}
.ob-gnb .ob-dd__menu a{font-size:14px;font-weight:500;padding:9px 12px}
@media (min-width:961px){.ob-gnb{overflow:visible}}
@media (max-width:960px){.ob-dd__menu{display:none}.ob-dd>a::after{display:none}}

/* 페이드인 */
.ob-anim .ob-fade{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.ob-anim .ob-fade.is-in{opacity:1;transform:none}
.ob-item .ob-tag{display:inline-block;margin:2px 0 6px;padding:3px 9px;border-radius:999px;background:var(--tint);color:var(--pri2);font-size:11px;font-weight:800;letter-spacing:.04em}
/* 이미지 */
.ob-wide img{display:block;width:100%;height:auto}
.ob-wide--sq{max-width:520px;margin-left:auto;margin-right:auto}
.ob-post img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover}